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Selasa, Januari 27, 2026
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Translucent Rp36.3 Trillion, Indonesian Sharia Bank Finances UMKM

KNews.id- The total value of UMKM financing owned by Sharia Bank Indonesia reached Rp36.36 trillion. The amount consists of UMKM financing owned by PT Bank BRISyariah Tbk Rp. 18.7 trillion, PT Bank Syariah Mandiri Rp. 11.67 trillion, and PT Bank BNI Syariah, Rp5.99 trillion.
"Therefore, the portion of financing from BRI Syariah for UMKM has reached 46 percent of the total BRIsyariah financing portfolio. For KUR distribution itself, as of November 27, 2020, BRI Syariah has distributed Rp4.457 trillion People's Business Credit (KUR) to 116,756 customers. or almost 100% of this year's ceiling, "said Director of Retail Business BRIsyariah, Fidri Arnaldy, Thursday (16/12), in Jakarta.
In fact, BRI Syariah as a sharia bank with UMKM partners, emphasized Fidri, will be the foundation for Bank Syariah Indonesia to provide and improve affordable services for business actors in the future. He added, so it is not true that Bank Syariah Indonesia will leave UMKM.
"God willing, we will continue to provide access to finance and affordable services for them, both before the merger becomes effective and after the official merger takes place," said Fidri.
Meanwhile, Director of Retail Business and BNI Syariah Network Iwan Abdi said, the company has so far collaborated to help small and micro entrepreneurs. This will certainly continue in the future, when BNI Syariah officially joins BRI Syariah and BSM.
"BNI Syariah has been officially appointed by the government as one of the banks that distribute People's Business Credit (KUR). So far, we have collaborated with a number of companies to finance investment for traders, in order to be able to have a place of business, "he added.
Meanwhile, the cooperation with the Pesantren Economic Union (SEP) or the Pesantren Energy Simpul Foundation will continue to be carried out in terms of utilizing our products and services, as well as providing financing for micro-shops in their environment.
SEVP Individual & SME Banking Bank Syariah Mandiri, Wawan Setiawan added, as of September the increasing trend in the percentage of UMKM financing channeled by BSM continues to increase. Until the end of September, the distribution of BSM financing for UMKM reached 14% of the total ceiling.

"So far, we have had the latest system to help UMKM businesses, one of which is by providing Mandiri Syariah Net services so that UMKM players can transact quickly and easily according to the times," said Wawan.(Ade)

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